Mortgage Information

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

I would be happy to refer you to some very good mortgage contacts I have in Massachusetts and Connecticut, or to help you in any other way I can to secure the best possible rate for your home purchase.

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.


Some pertinent information for international buyers seeking to obtain a mortgage in the United States; 

Patriot Act Section 326          FAQ's Regarding Customer Identification Programs (CIPs) by Privacy Rights Clearinghouse
Federal Reserve Board; The Mortgage Application Process Understanding Your Rights to Fair Lending   Office of Foreign Assets Control for Consumers
Acceptable Documents for Proof of Legal Status by Immihelp Specially Designated Nationals (SDN's) and Blocked Persons List - Updated February 10, 2010 by Office of Foreign Assets Control
FHA Mortgage Information from ; Citizenship and Immigration Status  Freddie Mac Simplified Guidelines for Permanent and Nonpermanent Resident Aliens
 Visa Denials; Reasons Why and What You Can Do Immigration Classifications and Visa Categories